health

April 27^th, 2025.

As I sit here on the Metro North Railroad next to my husband on this very sunny, very windy Sunday, late April morning, I’m filled with wanderlust and a sense of possibility. As we speed by I notice trees, mountains, houses, cars, waterways, docks… so many ways of living and modes of travel.  

My heart aches to experience it all. I sit and watch, feeling stuck where I am; on a moving train that is going too fast. I am unable to really see, experience or touch any of it.  Destination known.

I marvel at how at any stop I could really get off. How I could take another train to another destination and experience something new. I could…. Why don’t I? Why haven’t I?  

I am a government employee.

A Fork in the Road.  

That is the title now infamous email sent to government employees on January 28^th. It quite possibly could open doors, new roads, endless possibilities. However, the doors and possibilities are soured by the ruthless ways civil servants have been discussed in the past few months. 

I am government employee with a possibility of taking early retirement. I am 49 and was not planning to retire for a while. But the possibility cannot stop lingering on my mind. I want to see the world! I want to get out from under the grind, off the crazy train. The past few years, but particularly the past few months have dampened the passion of flames I once had for work. It was long burning down, but the new administration has left but the smallest of sparks still attempting to burn.    

I have given my entire adult life to the United States government. At 18 I went into the Coast Guard. At 22, I continued into the active reserve pool and became a weekend warrior while raising two babies. At 26, I became a civil servant where I have worked ever since. 

I’ve been on a train, on the path set out by many. Get an education, get a job, start a family, get the bigger house…. 

In the past 31 years with very little help from the supposedly educational funds and benefits that tempted me into the military in the first place I obtained a Professional Secretarial Certification, a Bachelors in Business Administration, an MBA, and a certification Healthcare Analytics. 

There were countless other trainings I took through work or on my own. Regardless of where I took these trainings, I immediately gave everything I learned back to the government through my work. Up to and including teaching yoga. 

I chose the government  because like many undiscussed Americans, particularly second generation Americans, I grew up not have basic securities met. We always had food, though food security was something my parents often struggled with. There were enough clothes and enough help to feel ok. We did not have healthcare and my parents did not have jobs with paid vacation or sick time. Retirement is still out of the question for my 74 year old father. My mother passed away at 49, in part to smoking; but more in part to not having access to healthcare. 

I chose the military for the benefits. Paid education, vacation days, and healthcare. The military also seemed as if it were fair and just, that there were rules that had to be followed and consequences for breaking those rules. My home seemed to be a place where there were no consequences and no rights for women or children. As a teenager with looming uncertainty of my future, the military recruiters at the tables stationed around my high school looked healthy, happy and secure in themselves. I wanted that for myself too. 

I still don’t know if recruiters purposely mislead or they themselves do not know, but many of the things I was told were only partial truths. Healthcare is not for life unless you are destitute once you separate from the armed forces. The Montogomery GI Bill hardly paid for a semester let alone an education. I was not able to apply for specialty school right out of bootcamp as an E-3, a benefit I personally took advantage of because I had spent 3 years in junior ROTC. The immediate bump from E-2 to E-3  wasn’t a huge benefit, but the one that likely made what was a tough decision at the time for me. A decision that ended up being a very good one for my life.

From that time, and into my career, and until this very day; there were spouted benefits. Benefits that lured me in, but were not what they seemed to be. Benefits that few who are the gatekeepers to obtaining these benefits even seem to know about. 

My earliest experience was the lack of knowledge at my first duty station on being an E-3. Then seemingly gregarious barriers to putting my name on a wait list for specialty school. I did everything I was supposed to as quickly and efficiently as I could. It seemed to surprise people that I had the oomph to push through the barriers and keep pressing until I got the answers I was seeking. It seemed unnecessarily difficult, but that was only the start of many years ahead of pretty much the same. 

I met and married my first husband who was also in the military at the age of 19. We had no plans of having children anytime soon, but I did know about the benefit to females of taking two years off to raise a child and coming back to finish any required time that was owed to the government. 

When my husband and I were re-located and co-located from the west to east coast, the new dispensary that I was assigned did not carry the birth control pill I had been on for years. I was prescribed a new pill and immediately experienced unwanted side effects.  When I went to the dispensary to discuss these issues; they took some bloodwork to ensure I was not pregnant, prescribed a new type of pill, and asked me to not take any pills until my next cycle. 

My newlywed husband and I were careful, but obviously not careful enough because I never did start that next cycle. I was unintentionally pregnant at 20 years old. My new duty station (which was for the first time in my career on land [opposed to on ship]) helped me to apply for the two year program to raise a child. The administrators and I could not foresee my request being denied because I owed 2 exactly two years and my husband was also a service member. 

The request was denied without an explanation. We were flabbergasted. The men and their wives at my at my station were so supportive and helped me and my husband with taking care of our newborn child. I will forever be grateful for the rallying and support provided. 

Two years later my owed time was up and I had the option to reenlist. For the majority of non-Air station based jobs, most Coast Guard members were required to be stationed on a ship alternating with land stations. Unless they specifically wanted to be on ship duty or if circumstances called, folks were allowed to be stationed on land for back to back tours. 

The military does married couples the honor of trying to station couples together or close by. My husband’s tour was also up. His job required him to be at an Air station which were far and few between. Air stations at the time also required a 1 in every 3 or 1 in every 4 evening overnight obligation. My job as a cook was one of the few jobs in the Coast Guard that did not require overnight stays at all. It was the only way we were able to get by raising our son until that point. That and the help from the members of my station. 

Service members have some input on where they would like to go by filling out what was referred to as a “Dream Sheet”. We filled out our dreams sheets and requested to go anywhere in the world as long as I could be stationed at a land station nearby an Air station so I could be home every evening with our son. It should not have come as a surprise when this reasonable request was denied. Yet it was a surprise and felt like a blow. 

The Commanding and Executive Officers who were fond of my hard work, impressed that I finished a secretarial certificate and was taking college classes, and who were already upset from the denial for the maternity leave I asked for were also infuriated. The Commanding Officer (unprompted) wrote a letter asking for my request to be reconsidered because he felt I was just the kind of person that the Coast Guard should want to keep. He received a response back saying that it was my turn to go on a boat and if I didn’t like it, I did not have to re-enlist. 

I did not reenlist.

I enlisted into the Active Reserves for four years instead. My husband stayed in and I became a military spouse. We had another baby and I finished my bachelor degree. 

Four years later in 2002, both my husband and I had completed all required obligations to the military. It was not long after 9/11 and we decided to take a plunge into the civilian world. 

Finding work in your twenties hot out of the military with little other work experience and family obligations is not easy. I was interested in federal employment because of the benefits and pension.

I applied to dozens of government and private sector positions. It took about 6 months to find a temporary grant funded government position.

During my first few years as a civil servant I applied for the programs and leadership trainings that were available, but I was denied participation because I was not a permanent employee. I went back to school (out of pocket) while working full time and raising 2 children for an MBA. 

I used the information I was learning in school and my personal drive constantly to make my job, my role, and in turn my organization a better place. In 2007 I finished my Masters degree and landed a full time permanent position. About 5 minutes later I was asked to teach and mentor students in the programs I had never taken and had been denied access to. I was not snarly or punishing because I paid for and took my own initiative to learn what they denied me access to. I excitedly obliged because I wanted to provide my organization with the passion and knowledge I myself wanted to share. 

I cannot believe that was 18 years ago. Since then I’ve learned even more. In my journey as a government employee I’ve changed as a human, but maintained exceptional performance reviews for every single rating period for 31 years without fail. I have given the government every piece of knowledge I learned, and for many many years, many more hours than I was ever paid for. 

I have since been divorced and remarried. My children have grown and left the nest. I’ve taken many other trainings at work and outside of work. I trudged a personal journey of experiencing C-PTSD from childhood which involved drinking, recovery and a lot of therapy.

I’ve been on the path. I was not planning to retire now. I have more to give. But do I want to give it to the government anymore??? 

My heart has not  been in it a while. And the current administration seems to admonish and mock employees like myself. 

Until this very day I am dealing with “benefits” unknown to those who are the gatekeepers. My latest escapade involves healthcare. I have been paying for health insurance for a family through the Federal Employee Health Benefits (FEHB) since 2002. A few years ago while I was undergoing intensive outpatient therapy I was part-time and we used my husband’s insurance because the employee share for part-timers is unaffordable. We switched back to my insurance over 4 years ago, but the government has a stipulation that upon retirement in order to keep the FEHB for life, you have to have paid FEHB for the 5 consecutive years prior to retirement. 

This is what stopped me from Taking the Fork in the Road back in January. Healthcare. One of the very reasons I entered into the federal workforce 31 years ago. The lack of which (healthcare) I attribute to my mom passing at 49 years old. The very age I happen to be at the moment.

The only time I did not pay for healthcare was for the short period of time I shortened my work hours to deal with mental health issues.

Most veterans have mental health issues. Most individuals enter the military because the benefits outweigh the personal risks. Most individuals who join at a young age do not have many other options. Those lack of options, lack, limit = mental health issues that if not already experiencing, will likely show up later in life when the dust has settled. Like it did for me.

Back in January when the Fork in the Road email was sent, I read all over the place in OPM guidance and other government sources that under VERA authority (when early retirement is being offered) the Office of Personnel Management (OPM) waives this 5 year healthcare payment requirement. I asked about it at the time. No one has ever heard of it. Of course they haven’t. I’ve been down this sad road before. Benefits that are there but unknown or in some way inaccessible.

My Department is offering VERA again due to impending RIFs (Reduction in Force) and this time it specifically states that OPM is waiving the 5-year requirement. 

Why am I still here? What do I have to gain? 

I think I want to get off the train. I watch the world literally and proverbially whizzing by. A world I long to see and experience. 

I am not one of these mystery civil servants you hear on the news. One of these lazy people who is just taking from the population and needs their job to be cut with a sledge hammer. I gave the government more than I gained from it. I know my job can be involuntary cut in a few weeks. If I get to keep a job at all, there is no guarantee it will be at my salary level or that I enjoy. 

Yes, there is waste in the government. There is waste in all organizations. The fairness I had been seeking when entering the federal workforce is not on everyone’s side. As employees under the rule of the law, we are mostly indistinguishable from one another. All kind of being lumped in with the bath water that our administration wants to throw out.

As I reflect on my journey, I realize that my experiences have shaped me into the person I am today. The highs and lows, the challenges and triumphs, have all contributed to my growth and resilience. While the uncertainty of early retirement looms, I am filled with hope and possibility. I am ready to embrace change and explore new horizons. My dedication to public service has been unwavering, and I am proud of the contributions I have made. As I contemplate the next chapter of my life, I am reminded that there is so much more of me to give. The world is full of opportunities, and I am eager to seize them.